CLOSED BETA · 20 SPOTS

Your whole net worth, in one place.And if you like, find outwhen you'll be free.

Stocks, ETFs, government bonds, real estate and cash — your complete wealth picture in one view, across currencies. And if financial independence is your goal, Kamira gives you an estimated date for reaching it.

kamira.app/dashboard · live app, with example portfolio
Kamira dashboard — FIRE-haladás, vagyongörbe, teendők
STOCKS · ETF · CSV + T212 APIBONDS · REAL ESTATE · CASHCURRENCY-NATIVE RETURNS · HUF / EUR / USD10,000 MONTE CARLO RUNSFIRE DATE + SCENARIOS
TRY IT

When could you be free? Find out now.

FIRE (Financial Independence, Retire Early) means: once the returns on your invested wealth cover your expenses, work becomes a choice, not a must. This quick estimate shows roughly how much capital you'd need and when you could reach it — from a few numbers, no sign-up.

ESTIMATED FIRE DATE
March 2044
17.6 years away
FIRE NUMBER
360,000 €
Simplified estimate with the assumptions above — informational only, not financial advice.Get a precise, personalised projection in the beta
WHY DIFFERENT?

One tool. Not four.

A portfolio tracker for stocks, a spreadsheet for bonds, a separate FIRE calculator, and a note about the property somewhere — and you still don't have a unified, currency-aware FIRE number. Kamira replaces that fragmented picture with a single dashboard.

Portfolio tracker
Spreadsheet
FIRE calculator
Property notes
KAMIRA
01Tracker and FIRE — your call

Use it as a pure portfolio tracker, and turn on FIRE planning whenever you want. The same database powers both — no copying numbers between tools.

02Built for this market

Local currency base, per-type bond interest math, payment reminders. Not a US app with a language pack — built for here from scratch.

03Every asset class

Stocks, ETFs, government bonds, real estate, cash, emergency fund. The true, complete picture of your net worth.

04It flags, not just displays

Coupon reminders, DCA plan, AI weekly summary, Monte Carlo. The app speaks up when something deserves attention — the decision is yours.

MODULES

Every asset class. One dashboard.

01
PORTFOLIO

Your entire wealth, at live prices.

Stocks, ETFs and the cash parked at your brokers in one view — with automatic Trading212 API sync or CSV import from any broker. The wealth curve shows day by day how market value and invested capital evolved, and breaks return down by the asset's own quoted currency — so there's no hidden FX distortion.

  • Automatic Trading212 API sync, or CSV import from any broker
  • Stocks, ETFs and per-account cash — straight from the import
  • Currency-native returns: HUF / EUR / USD, with the FX effect shown separately
kamira.app/portfolio
Kamira portfolio view — positions, wealth curve, allocation
02
GOVERNMENT BONDS

Not a calculator — your actual bond holdings, tracked.

Yield calculators tell you what if. Kamira manages your real holdings: type-accurate current value, the next coupon date highlighted, and it all counts toward your total net worth and FIRE date.

  • Precise interest per bond type — compound, stepped, inflation-linked
  • Upcoming coupon dates highlighted in the calendar and weekly tasks
  • Maturity date and paid-interest tracking
MÁP+
Stepped interest, annual coupons
BMÁP
Quarterly payment, T-bill based
EMÁP
EUR-denominated, EURIBOR based
FixMÁP
Fixed rate, quarterly period
KTJ I/II
1-2 year fixed, monthly breakdown
Baby bond
Inflation + 3%, annual compound
kamira.app/portfolio
Kamira bond view — face value, interest income, coupon dates
03
REAL ESTATE

Real estate is wealth. Treat it that way.

Not a manually typed number but a first-class asset: market value, equity, remaining mortgage and monthly cash flow — with rental income counting as passive income in your FIRE number.

  • Market value, equity and remaining mortgage on one card
  • Monthly cash flow: rent vs. mortgage payment, side by side
  • Included in your wealth curve and FIRE projection
kamira.app/portfolio
Kamira real estate view — market value, mortgage, cash flow
04
FIRE PROJECTION

Not a feeling. A date.

The calculator works from your monthly investment and your portfolio's growth curve: you get a concrete FIRE date with pessimistic, base and optimistic scenarios. Monte Carlo simulation stress-tests it across 10,000 random market paths.

  • Pessimistic / base / optimistic return scenarios
  • Monte Carlo: 10,000 random market paths
  • Bond interest and rental income as passive income
kamira.app/fire
Kamira FIRE calculator — projection curve and FIRE date

Also in the box

DCA planner
Recurring buy templates on a weekly, monthly or quarterly rhythm.
Multiple accounts
Track separate investment accounts, including tax-advantaged (TBSZ) ones, broken down per account.
Emergency fund
Target and progress tracking, kept separate from your FIRE math.
Coupon calendar
Upcoming interest payments and maturities in one place.
CSV export
Transaction export for tax filing.
Multi-currency
HUF, EUR and USD views with automatic conversion.
COMING SOON

What we're building next

Beta feedback shapes the order. These aren't available yet — here's a heads-up on what's coming.

COMING SOONCrypto asset classTrack real crypto assets (BTC, ETH and others) at live prices, as their own asset class.
COMING SOONBank account integrationAutomatic sync of current-account balances into your full net-worth picture. (Manual and import-based cash handling is already available.)
COMING SOONPersonal finance moduleIncome and expense tracking so your savings rate comes from real data — not an estimate.
COMING SOONVideo walkthroughsShort, step-by-step videos for the app's features.
COMING SOONFIRE video libraryEducational content on financial independence, tailored to your market.
COMING SOONMobile appsA full portfolio overview is easier to read on a large screen with this much data — that's why we started with the web app. Native iOS/Android apps are on the roadmap.
AI ON BOARD

It summarises. It doesn't advise.

Kamira's AI features work from your own portfolio data: they surface patterns and save you review time. Every decision stays yours.

Portfolio summary

What changed and how your allocation shifted — factually, summarised on your dashboard.

News — only what concerns you

The AI filters and summarises the news that actually affects assets in your portfolio.

Hungarian macro in one place

KSH inflation, MNB 3M T-bill yield and EURIBOR — public statistics with sources, on your dashboard.

Under strict constraints
  • Works only from your own portfolio data and its related market data
  • Never invents numbers — if it's not in the source, it's not in the summary
  • Every output is informational, never a recommendation
EXAMPLE · SUMMARYkamira·ai
Your current allocation: 70% stocks / 20% government bonds / 10% real estate.
Equities are your largest slice at 70% — up 3 points from a month ago.
Your BMÁP position's coupon date is due in 12 days.
Two news items affected assets in your portfolio — summary in your news feed.
Not financial advice

Summaries and suggestions generated by Kamira AI are informational only — they do not constitute investment advice or recommendations. Every investment decision is yours, based on your own judgement.

HOW IT WORKS

Three steps to your first projection

Sign up, add your portfolio, see your FIRE number. The whole app is free during the beta.

01
Sign up with your email

Passwordless magic link login. Takes 30 seconds — no credit card required.

02
Add your portfolio

Stocks, ETFs, bonds, real estate — via Trading212 API sync, broker CSV or by hand, consolidated in your base currency.

03
See when you'll get there

The FIRE calculator and Monte Carlo simulation show your target year — and what it takes.

SZ
WHO'S BUILDING IT?
Why am I building Kamira?

Ever since I've had a regular income, I've tracked every forint of what comes in and goes out — with the odd gap, but consistently enough to always know what's left at month-end and how much I can put toward investing. I've been into crypto since 2020, bought my first investment property this year, and this spring I set out on the FIRE path, building an ETF portfolio month by month. That's when it hit me: I had no idea where I stood on the journey — my investments lived scattered across separate places. So I started building a dashboard for myself, to see everything in one view. As the features grew, I realised it could help others too. That became Kamira — and now I'm opening it to the first 20 testers, answering every piece of feedback personally during the beta.

Szabolcs · founder
15 spots left

Limited spots — we're looking for investors who are actively working towards FIRE and are happy to share feedback.

Closed beta

Join the first 20 users

Limited spots — we're looking for investors who are actively working towards FIRE and are happy to share feedback.

  • Full access to every feature
  • Direct feedback channel to the developer
  • Listed as a founding user
  • 1 year free for active testers
15 spots left
Data stored in an EU data centreEncrypted connectionWe never trade on your behalf

We're looking for active testers: add a real portfolio, use the app, and share your experience. Active beta testers get the full app free for 1 year — simply registering isn't enough.

FAQ

Questions & answers

How much does it cost?
A 30-day free trial, no credit card — then 2490 Ft/month or 24 900 Ft/year (~2 months free). One plan with every feature; cancel anytime. As a beta tester, your first year is on us.
What exactly does the AI do? Does it give investment advice?
It doesn't advise. The AI builds summaries from your own portfolio data and flags patterns — like allocation drift or an upcoming coupon date. It never invents numbers, never promises returns, and all of its output is informational. The decision is yours.
Is my data safe?
Yes. Data is stored on Supabase (EU data centre), all connections are encrypted. You add your portfolio via CSV upload, or — for Trading212 — a read-only API key you can revoke any time. We can never trade or move money on your behalf.
What is Monte Carlo simulation?
A statistical method that runs 10,000 randomised market scenarios to show the probability of reaching your FIRE target by your chosen year.
How is this different from other portfolio trackers?
We combine portfolio tracking, FIRE simulation, government bonds and real estate in one tool. Real estate isn't a 'custom field' — it's a full asset class with rental income, mortgage tracking and inclusion in your FIRE number. Plus AI summaries and coupon reminders.
When is the mobile app coming?
The web app is fully mobile-optimised. A native iOS/Android app is on the roadmap — early beta users will be first to know.

Calculate when you'll be free.

Limited beta access. We'll notify you when approved.

Apply for beta access